In addition to the LMC HR service we are also able to offer access, for a relatively small fee, Employment Practice Liability Insurance Policy.

ALS Albion Ltd, are authorised and regulated by the FCA (No:310026), and who, as part of their indemnity cover, cuts out the unnecessary third-party arbitration. This model closely reflects our original concept making for smoother communication between ourselves, you as the employer/ claimant, our legal advisor, and the insurance provider.

The indemnity covers employment disputes and all the legal costs, settlement and awards from the ACAS Conciliation notification throughout the Employment Tribunal.

Referral criteria:-

  • Any members who have had an employment dispute in the last three years.
  • Any members who have been refused legal expense insurance or had renewal declines or had any special conditions applied.
  • Any members who have a known pre-existing cause event or circumstance which may give rise to a claim on this insurance. 

The cover options are bespoke if required and you are able to adjust excess or indemnity limit to suit your requirements and manage the monthly premium levels.

If you would like to join the policy then the costs are as follows:-

  • 1-15 employees – £25.00 + IPT
  • 16-25 employees - £33.33 + IPT
  • 26-33 employees - £41.67 + IPT
  • 34-49 employees - £50.00 + IPT
  • 50-69 employees - £72.92 + IPT
  • 70-85 employees - £91.25 + IPT
  • 86-100 employees - £115.00 + IPT
  • 101-149 employees – £131.00 + IPT
  • 150-199 employees – £146.00 + IPT (excess £1,000 as opposed to £500)
  • 200-250 employees - £153.00 + IPT (excess £1,000 as opposed to £500)
  • Above 250 employees  – Albion to assess 

The above rates are on the basis that the client is claim free, therefore is the client has over 250 employees and/ or the other referral criteria applies, this would need to be referred to Albion for a bespoke quote as the standard rates may not apply. 

The insurance-based indemnity is entirely voluntary and has no impact at all on the right of access Practices and PCNs already have with the specialist LMC HR Service, provided by experienced qualified HR practitioners and backed by expert specialist employment law advisors. For further information about the scope and range of services available please contact Stevie Simpkin, HR Service Lead, at the LMC (see below).

Any Practices/ PCNs wishing to sign up to the indemnity-based insurance cover as provided by the proposed scheme should contact Stevie Simpkin HR Service Lead (stevie.simpkin@nwlmcs.org) at the LMC in the first instance, who will provide the necessary contact details for liaison with ALS Albion Ltd.